Protect the roof over their heads.
Mortgage protection ensures your family can keep their home if the unexpected happens to you. Affordable. Customizable. Built for real life.
Built for clarity.
Mortgage protection is a form of life insurance designed to pay off or significantly reduce your mortgage if you pass away, become disabled, or are diagnosed with a critical illness. New Generation tailors the right amount and structure to your household.
Designed for you.
- Homeowners with dependents or co-borrowers
- Families with a new or refinanced mortgage
- Single-income households
- Anyone who wants peace of mind their home is protected
Why families choose New Generation.
Death benefit pays toward the mortgage balance
Living benefits available (critical/chronic illness, disability)
Fixed, affordable monthly premiums
Coverage you own — not tied to the lender
Underwriting options including no-medical-exam
Tailored to your loan size and family situation
Request your free consultation.
Share a few details and a licensed New Generation advisor will reach out at your preferred time. No pressure. No obligation.
Questions, answered.
Is this the same as PMI?+
No. PMI protects the lender. Mortgage protection protects your family by providing a death benefit that can be used to pay off the loan.
Do I need a medical exam?+
Many of our carriers offer simplified-issue or no-exam options depending on age and coverage amount.
What if I refinance my home?+
Your policy stays with you. You own it, regardless of who services the mortgage.
Can I add living benefits?+
Yes — many plans include accelerated benefits for critical, chronic, or terminal illness.