A final gift of peace of mind.
Final expense coverage helps your family pay for funeral, burial, and end-of-life costs — without dipping into savings or going into debt.
Built for clarity.
Final expense insurance is a whole life policy with a smaller death benefit (typically $5,000–$50,000) designed specifically to cover end-of-life costs. Premiums are level and the policy never expires as long as it's paid.
Designed for you.
- Seniors who want to ease the burden on loved ones
- Adults helping aging parents plan responsibly
- Anyone without existing life insurance
- Households on fixed incomes
Why families choose New Generation.
Affordable, predictable premiums
No medical exam options
Coverage that never expires
Cash value that builds over time
Quick approval — often within minutes
Death benefit paid tax-free to beneficiaries
Request your free consultation.
Share a few details and a licensed New Generation advisor will reach out at your preferred time. No pressure. No obligation.
Questions, answered.
How much coverage do I need?+
Most families choose between $10,000 and $25,000, which covers an average funeral and final costs.
Will I be denied for health issues?+
Many of our plans guarantee acceptance or use simplified underwriting with no medical exam.
How fast is the payout?+
Once a claim is filed with required documents, payouts typically occur within days.
Can my premium go up?+
Premiums on these whole life policies are locked in at issue and do not increase.